When we think of long term investments, things like shares or property tend to come to mind. But one of the best investments we can make is improving our own skills and qualifications. That’s what thousands of young Australians will do over the coming weeks as they head off to TAFE or uni, and while it can mean sacrifices today, the financial rewards are worthwhile. 

Research continually shows that workers with post school qualifications have less trouble finding and keeping jobs. The real drawcard though can be the difference that skills and qualifications make to your income

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Do you know that almost 2000 people in Australia are on organ transplant waiting lists at any given time? Tragically, some will die waiting.

We can all make a difference by giving of ourselves to help others, but there is more to this plan that just what happens when we die.

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Extract from the ipac Relextions Blog www.ipac.com.au

Personal loans are going head-to-head with credit cards in the battle for debt consolidation. For consumers facing a raft of options, the trick is to choose carefully. What helps one borrower manage their debt may not be the best option for you.  

Debt consolidation – where you fold several high interest debts into a single lower rate loan, used to be the exclusive domain of personal loans. But these days plenty of credit card providers are pitching at the same market, which has lead to some very appealing balance transfer offers, presently ranging from zero percent interest for 6 months to around 4.99% for the life of the outstanding balance.

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