David Coutts

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Adv Dip Fin FS (FP). AFP®
Job Title: 
Financial Planner Authorised Representative

For many years I've been a keen observer of the success achieved by the team at All Financial Services. I am very pleased to now be a part of the story and working alongside an awesome team of professionals that I admire and share many similarities with. The fact they are Territory locals and proud of it is part of the reason for their success.

I enjoy living in the Top End because I love the multiculturalism, the weather, the connectedness and the great opportunities our patch of paradise provides.

I started my financial services career in 1985 when I joined the State Bank of South Australia. The idea of forever being a 'jack of all trades, master of none bank Johnny' didn't light my fire. I wanted to specialise—I wanted to help people make smart, informed decisions and avoid the myriad of pitfalls that are out there. So, I started my financial planning studies in the late '90s and secured a specialist position with BankSA in 2000. I've since worked with TIO, then RetireInvest Darwin and have now found my true home at All Financial Services.

I'm passionate about partnering with clients and helping them achieve financial security by providing clarity and certainty. I believe that taking the fear away is the fundamental essence of financial planning.

I find I can easily relate to how my clients feel because we are all in this together (this thing called life)—we all essentially need and want the same things.

Something many people don't know about me: I am a skilled marksman and my kids tell me I'm a very good singer!

About my picture: it represents my appreciation of beautiful things (it was always going to be difficult to catch a sea eagle) and another of my passions—to have fun!

Quick Q&A

What's your favourite smell? Rain, basil, coffee.
If you could go back in time, where would you go? 18th century Australia (how awesome would the fishing be!)
How do you relax? With a good book or a leisurely walk with my dog.


  • Advanced Diploma of Financial Services (Financial Planning)

Professional Memberships

  • AFP® Member of Financial Planning Association


Authorised Representative and Credit Representative No 240509. Charter Financial Planning Limited AFSL & Australian Credit Licensee